We are Financial Essentials.
Your Life Insurance Solutions


More About Us

Our services.

Individual Coverages


Business Coverages

Get the right coverage for your business!

Key Person

Buy/Sell Agreement

Business Continuity


Term Insurance

Affordable, cost efficient protection for shorter periods of time; usually 10, 20, or 30 years. This coverage insures temporary needs like mortgage replacement, line of credit, post secondary tuition, premature death while building your investments. At the end of the specified period, the coverage will renew and keep in mind, one has a number of options available during the life of the policy….

Get Started Now!

Term Insurance


Whole Life

Provides permanent protection with guaranteed premiums over a period of time, builds cash values and provides a death benefit. The cash value can be accessed to fund education, renovate your home or even supplement your retirement income. Use it in any way you choose!

Get Started Now!


Universal Life

The power of paying a little more now to achieve financial peace, stability, and “a financial cushion” for tomorrow! UL provides cost effective permanent life insurance protection and tax-advantaged investment opportunities. Flexible options.

Get Started Now!


Term to Age 100

Provides permanent coverage at a static cost and pays the death benefit to your beneficiary(s).

Get Started Now!

Additional Options


Term Rider

Waiver of Premium

Accidental Death & Dismemberment

Creditor Protected!

Some Solution Providers


Manulife
ivari
Equitable Life of Canada
Canada Life
Canada Protection Plan

and many more…