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Family insurance

Life insurance is a way to make sure that your family and dependants don’t suffer financially when you die. Life insurance can be used to pay for a funeral, pay off debts (including your mortgage), pay for your children’s education and help your family maintain their standard of living when they no longer have you to support them.

Permanent and/or Term Protection

  • Affordable, cost efficient protection for shorter periods of time; usually 10, 20, 30 year term, or Term to 65
  • This solution provides protection for temporary needs like mortgage replacement, line of credit, post secondary tuition, and more
  • At the end of the specified period, the coverage will renew and keep in mind, you’ll have a number of options available during the life of your policy
  • Provides permanent protection with guaranteed premiums over a period of time, builds cash value tax-deferred and provides a death benefit independent of the cash fund.
  • LEGACY Planning (one of our specialties and focus): The cash value can be accessed to fund education, next generation inheritance, renovate your home, supplement your retirement income, business loans, and more!!
  • The cash value is invested in the company, thus, they manage your investment
  • Pay for 10 years or 20 years
  • The power of paying a little more now to achieve financial peace, stability, and “a financial cushion” for tomorrow!
  • UL provides cost effective life insurance protection and tax-advantaged investment opportunities
  • Flexible payment options
  • The cash value is invested in funds that you (and your broker) decide on.
  • Provides lifetime coverage at a static cost and pays the death benefit to your beneficiary(s).
  • Premiums are paid for the life of the policy
  • No Medical Exams or Health Questions
  • Regardless of your state of health or history
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Financial Essentials Inc.

Key Servicing Areas: Durham ON, Courtice, Bowmanville, Ajax, Whitby, Coburg.

Licensed in and Proudly Servicing Ontario, Alberta, and British Columbia

Phone: (+1) 647-276-0026

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